The New Year is a great time to take stock of where you are with your Central Valley home and where you want to take it, whether you’ve just moved in or have been living there awhile. You can take care of stuff that you may not have time for during the rest of the year. Here are a few things that you may want to do this month before the rest of the year catches up with you.
Get rid of Christmas.
As much as you may enjoy the holiday season, its decor has to come down now. Carefully put away the tinsel, wreaths, and garlands for use next year. Wrap your Christmas lights around a long and stiff piece of cardboard, so they don’t tangle when you need them. If you have any decorations that are questionable, such as an animated figure that is on its last legs, get rid of them now so they doesn’t occupy valuable storage space. You can always buy replacements come December.
If you are looking to buy a home for the first time, these tips will apply to you at any age. But, according to the National Association of Realtors, the millennial generation represents the largest share of those in the market to buy a home.
Even if you’ve been through the real estate drill before, it doesn’t hurt to review rookie home buying mistakes that you and everyone should avoid.
Mistake #1: Incorrectly estimating what you can afford
All too often, and not just with younger people, many buyers forget to include mortgage principal and interest, homeowners insurance, real estate taxes, and homeowner association fees (if applicable) when calculating their monthly payments. As a general rule, the total should not exceed 28% of your gross (pre-tax) income.
You could gush on for hours on what you like about the San Joaquin Valley home that you intend to buy. The open floor plan, the stainless-steel appliances and how the community center gives you the benefits of a pool without any of the upkeep.
So why are your kids not as excited? Not only do they whine and moan about the new digs but they’re openly hostile about your planned move. Put yourselves in their little shoes for a second. Your parents just told you that we are moving to a new house in a few days. You don’t know why since you’re perfectly fine with the only house you’ve ever known. You suddenly have to leave all your friends and your school to deal with something that is unknown and scary. It’s no wonder that you don’t want to go.
The holiday season is stressful for new home owners. Moving around the holidays is never enjoyable, and the first holiday season in a new home comes with its own set of unexpected pressures. Here are the holiday survival tips you need to survive the holiday season in your new home in Hanford.
1. Invite Your Family To Your New Home
This might seem counterintuitive. The last thing you want as you struggle to get settled into your new home is a house full of guests. There is the cleaning, the cooking, and the inevitable family feuds that arise around the holidays. There are so many reasons to dread holiday guests, especially with a new house, that we forget that family is what the holidays are all about.
Your family won’t care if you are still half unpacked from the moving process or are still deciding on an interior decorating scheme. If they do care about these things, let it slide. Don’t let a new home keep your family apart during the holidays. Besides, they want to see your new place as well as you and yours.
The holidays are just around the corner and, for many people, that means entertaining groups of friends and family. Since you’ve just bought a new home, you’ll naturally want to show off your home and your hosting abilities. You can successfully pull off even the busiest holiday entertainment schedule by following these five simple tips for holiday entertaining in your new home in Tulare.
The Invitation List
You want to invite everyone you know and love to your holiday party, that’s understandable. However, you have to keep in mind the amount of space that you have when you’re finalizing your guest list. According to TLC’s Clinton Kelly, there’s an easy formula you can use to calculate the perfect number of guests. First of all, you’ll need to know the square footage of your home. You’ll then take that figure and divide it by five, which is the number of feet of personal space each of your guests will need. Therefore, if your space is 1,000 square feet, divided by five, you can comfortably entertain up to 200 people
Thanksgiving is coming up fast. Will you be home? Will you make a turkey? Will you invite friends and family over to celebrate? Will you be untraditional and have it catered? Or make a butternut squash lasagna with a pear and gorgonzola salad and garlic bread? Whatever your plans this year, don’t stress about it! Thanksgiving is a time for thankfulness. With that in mind, we’ve put together some tips to help you get the most out of your Thanksgiving feast.
First, infuse your days with thankfulness. That’s what this holiday yearns for. So gather your family and practice it. Practice it every day leading up to The Great Day of Thanks. If you have children (or even if you don’t) cut out a tree from brown paper, or paint one, and purchase fake leaves from the dollar store. Every day, write one thing you’re thankful for on one leaf and attach it to the tree. Use your children’s hands for leaves, use real tree branches and set them in a vase, or make it super easy by taping your thankful leaves to a piece of yarn, creating a thankful garland. Hang it on your mantel, in your hallway, or on a wall in your kitchen.
Moving into a new home is exciting. With new construction, your family gets to make the first memories inside your home’s walls. This includes your furry family members too. New homes are great for pet owners. No previous owners mean there are no hidden toxins like rat poison or pesticides waiting for your pets to ingest. Best of all, your new home is clean, without old pet stains or smells. There are still a few things to keep in mind.
As you settle into your new home in Tulare, keep your pet happy and safe by following these pet-friendly new home guidelines.
1. Keep Pets Away From Packing Materials
The moving process creates temporary chaos. Boxes, packing peanuts, and packing paper pile up quickly as your family’s possessions find their new locations. This mess poses dangers to pets.
Dogs and cats, especially stressed out dogs and cats, often mistake packing materials for toys. Light and airy packing peanuts skitter across the floor, tempting dogs and cats to chase and eat them. These styrofoam peanuts cause intestinal blockages and choking hazards, costing you hundreds of dollars in emergency vet fees.
Owning your own San Joaquin Valley home is part of the American dream because it’s an investment in the future and frees you from the demands of a landlord or apartment management company. It also signals to the world that you’re mature and stable enough to take over long-term financial responsibility.
However, you can often only achieve this goal with the help of someone else with a steady income. Typically, that someone is a spouse and such two-person purchases happen often enough that they attract no attention. But if the person you’re partnering up with to buy a home has a different relationship or is unrelated to you, you must consider the following for the transactions to proceed successfully.
Buying a property with someone else doesn’t differ whether you’re doing it with a friend, business partner, or spouse. However, all parties to the purchase must have enough income, a stable job industry, and a good credit report to qualify for financing. If one person does not meet those requirements, then the lender will not issue a mortgage. One option is to leave the unqualified person off the mortgage but keep him on the title. But this means that the person left becomes legally responsible for the debt. the other person essentially owns the home free-and-clear since he has no documented financial responsibility.
So you found a new home that you love. You have signed the paperwork, and now you are ready to pack up your belongings and move on to life in your new home.
But it’s not that simple. Moving can provoke all kinds of emotions. While excited for what lies ahead, you are probably a little sentimental about leaving something behind. You are full of enthusiasm for the move, but you are not really that excited about seeing all your things in boxes.
Excitement can really take a nosedive when you’re packing. It may not seem like you have much stuff, but once you get your books off the shelves and the kid’s toys out from under the bed, and all your dishes out of the cabinets, a whole day has gone by and you haven’t even packed up half the house.
Once you do finally pack all your things and get them inside your new home, you will likely be exhausted. In order to help you survive your first night in your new home, we have put together a few tips to encourage you in the endeavor:
• Easy unpacking starts with organized packing. It might be tempting to just throw things in boxes, but unpacking will be so much more pleasant if you can pack according to room. Don’t just think about your current home, either. Think about the new home you’re moving into. Your new home might have a dining room, but your former home may have just had an eat-in kitchen. Your new home might have an office, but your former home may have just had a roll-top desk in a corner of your bedroom. Get the idea yet? Things that are in your kitchen or living room now might be better suited in your new dining room.
BAKERSFIELD, Calif. – October 30, 2015 – San Joaquin Valley Homes will hold a grand opening event on Saturday, October 31, from 10 a.m. to 5 p.m. at Tuscany, a new community with two communities totaling 212 single-family homes on 66.5 acres in northwest Bakersfield, Calif.
Bret Michaels of KUZZ AM/FM will broadcast a live remote and spin the Free Money Machine during the event, where guests can enjoy drinks and treats from Too Fat Sandwiches, enter a raffle to win a Go Pro camera and other prizes. In addition, guests will receive special incentives toward closing costs and options.
Tuscany is SJV Homes’ seventh project in the Central Valley and seventh joint venture with Presidio Residential Capital, a San Diego-based real estate investment company, which acquired the land for Tuscany last year in collaboration with Cornerstone Communities.
Kids’ rooms often present a unique challenge to homeowners. Your children are the only ones who spend significant amounts of time in their bedrooms, so they should be the ones to design it, right? Yet you don’t actually want to let them do whatever they want. It is your house, too, and likely your money that is paying for the décor.
Below, we will discuss several aspects of decorating and how you can use them to your advantage when decorating your kids’ rooms.
Color: Kids love colorful things. Take their favorite color and paint one wall in that color, then choose a neutral color to paint the other walls. Grey and beige may sound boring, but they can actually be very lively when paired with an extremely bright color. Alternately, you can ask the nice clerks at Lowe’s or Home Depot to help you find a neutral color that is not grey or beige and goes along with your accent color. (Tip: choose a satin or semi-gloss paint to make the walls easier to clean.) Wall decals can add extra fun. Let your child choose any decals they want. Does your child love cars, trains, owls, trees, Star Wars, Minions? Decals are extremely easy to apply and easy to take down once your child has outgrown them. Just peel and stick and peel and stick!
If you’re a current property owner or want to buy one of our new San Joaquin Valley homes, you most likely know of the need for homeowners insurance. The coverage protects your investment. Besides, no lender will issue a mortgage unless you have an adequate policy. But you may assume certain things about insurance based on your research that are incorrect. Watch out for the following common “gotchas” when shopping for a policy.
Destroyed items will be completely replaced.
You might think that if an item you own is totally destroyed, your insurance will pay you to replace it. Isn’t that the entire point of coverage? Unfortunately, most standard policies only pay for the value of the item at the time of the loss. For example, if your four-year-old lawnmower is destroyed by a fire, you will get the value of the used lawn mower, which will most likely not be enough to buy a newer version of the same model.
Seasons are always changing, even though it still feels like summer in much of California, and it’s time to change your home’s seasonal décor. Autumn brings up extra emotion; it is a season of change, when the air gets a little crisper, football is on television and we start to think about delicious baked goods and lots of family time.
Walk into a Hobby Lobby or a Michaels or any grocery store and you will be visually bombarded with an array of autumn leaves, scarecrows, hay bales, and dinnerware to match. You could fill carts upon carts with trinkets to remind you that it is in fact, autumn, despite the high temperatures. Decorating for the season can be extraordinarily fun and doesn’t have to consume an entire Saturday, or too much of your discretionary spending money. For those who love the season, but don’t have many resources to put toward it here are some simple DYI decorating tips for the fall.
Research shows that the average American spends 87 percent of their time in enclosed buildings and 6 percent of their time in enclosed vehicles. That’s a total of 93 percent of your life spent inside.
There are a number of reasons why this is unhealthy — for body, mind, and spirit. Studies show that hanging out in nature can actually offer relief for everything from stress to depression. Here are a few more reasons to spending time outdoors:
Getting outside makes exercise easier. Research conducted at the University of Essex showed that the color green, such as that found on trees, grass and other plants in nature, makes exercise feel easier. Plus, other research showed that those who exercise outside are more eager to return for a future workout than those who stick to the gym.
Shake off the Doldrums
All of that fresh air is a quick way to kick your brain into high gear. Ditch the caffeine and stick to a walk in the park. Some studies say that 20 minutes outside can wake you up just as much as one cup of coffee can.
Fall is such a fun time. The school year promises field trips, football games and fundraisers. The trees change color, adorning communities in bright new shades of scarlet, gold and copper. The harvest gets going with the wine crush, and apples, pumpkins and gourds are set out along country roads. Many communities host fun fall activities to celebrate the last long rays of summer and plan the holiday revels of winter. California’s Central Valley is filled with fun this time of year.
As we ease into autumn winds down, it’s time to make sure your home in the San Joaquin Valley is ready for what comes next. Here are a few ideas to make the transition from summer to fall and winter smooth and easy.
Inside your home…
BRING NATURE IN
Yes, the summer flowers have faded. But it’s good to remember that autumn has a lot to offer your décor, including gourds in every shape and size, corn husks and acorns. Fill a wooden bowl or willow basket with nuts or pine cones. Or make a chili pepper garland to drape over the mantle.
For additional fall decorating ideas (crafted with dollar store materials) visit debbiedoos.com.
It’s easy enough to see what you’re getting with San Joaquin Valley Homes. You’ll find lots of information on our website, can email or phone agents if you have questions, and check out models when you visit our neighborhoods.
As much as you will enjoy your new home, you’ll also enjoy the surrounding area and its multitude of cultural events. Despite the Central Valley’s well-deserved reputation for being a farming powerhouse for the country, it’s not all tractor-pulls when the locals get together. You may be surprised at the breath and depth of annual events available to you and your family.
Whether you are looking to purchase a home right away or you will not be ready to buy one for several years, now is the time to start preparing your finances. Consider these five tips:
Build Strong Credit
Your credit score will affect your mortgage rate. A low score will make it hard and sometimes impossible to buy a home. Checking your credit score can help you to see if you need to improve and where you need to improve. You should pay off past-due bills, establish credit accounts such as credit cards or other loans you are making regular payments on, and make sure your balances on your accounts reach no more than 30 percent of your credit limits.
Checking your credit report can also reveal mistakes. Correcting them will improve your credit score. But start now as it can take several months to fix inaccuracies.
TULARE, Calif. – September 3, 2015 – San Joaquin Valley Homes (SJV Homes) will break ground this month on the first phase of Palo Verde, a 110-acre community at Mooney Boulevard and Seminole Avenue in Tulare that will eventually offer 350 lots. SJV Homes will build 53 single-story homes with five floor plans ranging between 1,574 and 2,250 square feet at Sedona @ Palo Verde.
The $90 million development is the eighth project that SJV Homes has developed in a joint venture with Presidio Residential Capital, a San Diego-based real estate investment company.