Moving into a new home is exciting. With new construction, your family gets to make the first memories inside your home’s walls. This includes your furry family members too. New homes are great for pet owners. No previous owners mean there are no hidden toxins like rat poison or pesticides waiting for your pets to ingest. Best of all, your new home is clean, without old pet stains or smells. There are still a few things to keep in mind.
As you settle into your new home in Tulare, keep your pet happy and safe by following these pet-friendly new home guidelines.
1. Keep Pets Away From Packing Materials
The moving process creates temporary chaos. Boxes, packing peanuts, and packing paper pile up quickly as your family’s possessions find their new locations. This mess poses dangers to pets.
Dogs and cats, especially stressed out dogs and cats, often mistake packing materials for toys. Light and airy packing peanuts skitter across the floor, tempting dogs and cats to chase and eat them. These styrofoam peanuts cause intestinal blockages and choking hazards, costing you hundreds of dollars in emergency vet fees.
Owning your own San Joaquin Valley home is part of the American dream because it’s an investment in the future and frees you from the demands of a landlord or apartment management company. It also signals to the world that you’re mature and stable enough to take over long-term financial responsibility.
However, you can often only achieve this goal with the help of someone else with a steady income. Typically, that someone is a spouse and such two-person purchases happen often enough that they attract no attention. But if the person you’re partnering up with to buy a home has a different relationship or is unrelated to you, you must consider the following for the transactions to proceed successfully.
Buying a property with someone else doesn’t differ whether you’re doing it with a friend, business partner, or spouse. However, all parties to the purchase must have enough income, a stable job industry, and a good credit report to qualify for financing. If one person does not meet those requirements, then the lender will not issue a mortgage. One option is to leave the unqualified person off the mortgage but keep him on the title. But this means that the person left becomes legally responsible for the debt. the other person essentially owns the home free-and-clear since he has no documented financial responsibility.
So you found a new home that you love. You have signed the paperwork, and now you are ready to pack up your belongings and move on to life in your new home.
But it’s not that simple. Moving can provoke all kinds of emotions. While excited for what lies ahead, you are probably a little sentimental about leaving something behind. You are full of enthusiasm for the move, but you are not really that excited about seeing all your things in boxes.
Excitement can really take a nosedive when you’re packing. It may not seem like you have much stuff, but once you get your books off the shelves and the kid’s toys out from under the bed, and all your dishes out of the cabinets, a whole day has gone by and you haven’t even packed up half the house.
Once you do finally pack all your things and get them inside your new home, you will likely be exhausted. In order to help you survive your first night in your new home, we have put together a few tips to encourage you in the endeavor:
• Easy unpacking starts with organized packing. It might be tempting to just throw things in boxes, but unpacking will be so much more pleasant if you can pack according to room. Don’t just think about your current home, either. Think about the new home you’re moving into. Your new home might have a dining room, but your former home may have just had an eat-in kitchen. Your new home might have an office, but your former home may have just had a roll-top desk in a corner of your bedroom. Get the idea yet? Things that are in your kitchen or living room now might be better suited in your new dining room.
BAKERSFIELD, Calif. – October 30, 2015 – San Joaquin Valley Homes will hold a grand opening event on Saturday, October 31, from 10 a.m. to 5 p.m. at Tuscany, a new community with two communities totaling 212 single-family homes on 66.5 acres in northwest Bakersfield, Calif.
Bret Michaels of KUZZ AM/FM will broadcast a live remote and spin the Free Money Machine during the event, where guests can enjoy drinks and treats from Too Fat Sandwiches, enter a raffle to win a Go Pro camera and other prizes. In addition, guests will receive special incentives toward closing costs and options.
Tuscany is SJV Homes’ seventh project in the Central Valley and seventh joint venture with Presidio Residential Capital, a San Diego-based real estate investment company, which acquired the land for Tuscany last year in collaboration with Cornerstone Communities.
Kids’ rooms often present a unique challenge to homeowners. Your children are the only ones who spend significant amounts of time in their bedrooms, so they should be the ones to design it, right? Yet you don’t actually want to let them do whatever they want. It is your house, too, and likely your money that is paying for the décor.
Below, we will discuss several aspects of decorating and how you can use them to your advantage when decorating your kids’ rooms.
Color: Kids love colorful things. Take their favorite color and paint one wall in that color, then choose a neutral color to paint the other walls. Grey and beige may sound boring, but they can actually be very lively when paired with an extremely bright color. Alternately, you can ask the nice clerks at Lowe’s or Home Depot to help you find a neutral color that is not grey or beige and goes along with your accent color. (Tip: choose a satin or semi-gloss paint to make the walls easier to clean.) Wall decals can add extra fun. Let your child choose any decals they want. Does your child love cars, trains, owls, trees, Star Wars, Minions? Decals are extremely easy to apply and easy to take down once your child has outgrown them. Just peel and stick and peel and stick!
If you’re a current property owner or want to buy one of our new San Joaquin Valley homes, you most likely know of the need for homeowners insurance. The coverage protects your investment. Besides, no lender will issue a mortgage unless you have an adequate policy. But you may assume certain things about insurance based on your research that are incorrect. Watch out for the following common “gotchas” when shopping for a policy.
Destroyed items will be completely replaced.
You might think that if an item you own is totally destroyed, your insurance will pay you to replace it. Isn’t that the entire point of coverage? Unfortunately, most standard policies only pay for the value of the item at the time of the loss. For example, if your four-year-old lawnmower is destroyed by a fire, you will get the value of the used lawn mower, which will most likely not be enough to buy a newer version of the same model.
Seasons are always changing, even though it still feels like summer in much of California, and it’s time to change your home’s seasonal décor. Autumn brings up extra emotion; it is a season of change, when the air gets a little crisper, football is on television and we start to think about delicious baked goods and lots of family time.
Walk into a Hobby Lobby or a Michaels or any grocery store and you will be visually bombarded with an array of autumn leaves, scarecrows, hay bales, and dinnerware to match. You could fill carts upon carts with trinkets to remind you that it is in fact, autumn, despite the high temperatures. Decorating for the season can be extraordinarily fun and doesn’t have to consume an entire Saturday, or too much of your discretionary spending money. For those who love the season, but don’t have many resources to put toward it here are some simple DYI decorating tips for the fall.
Research shows that the average American spends 87 percent of their time in enclosed buildings and 6 percent of their time in enclosed vehicles. That’s a total of 93 percent of your life spent inside.
There are a number of reasons why this is unhealthy — for body, mind, and spirit. Studies show that hanging out in nature can actually offer relief for everything from stress to depression. Here are a few more reasons to spending time outdoors:
Getting outside makes exercise easier. Research conducted at the University of Essex showed that the color green, such as that found on trees, grass and other plants in nature, makes exercise feel easier. Plus, other research showed that those who exercise outside are more eager to return for a future workout than those who stick to the gym.
Shake off the Doldrums
All of that fresh air is a quick way to kick your brain into high gear. Ditch the caffeine and stick to a walk in the park. Some studies say that 20 minutes outside can wake you up just as much as one cup of coffee can.
Fall is such a fun time. The school year promises field trips, football games and fundraisers. The trees change color, adorning communities in bright new shades of scarlet, gold and copper. The harvest gets going with the wine crush, and apples, pumpkins and gourds are set out along country roads. Many communities host fun fall activities to celebrate the last long rays of summer and plan the holiday revels of winter. California’s Central Valley is filled with fun this time of year.
As we ease into autumn winds down, it’s time to make sure your home in the San Joaquin Valley is ready for what comes next. Here are a few ideas to make the transition from summer to fall and winter smooth and easy.
Inside your home…
BRING NATURE IN
Yes, the summer flowers have faded. But it’s good to remember that autumn has a lot to offer your décor, including gourds in every shape and size, corn husks and acorns. Fill a wooden bowl or willow basket with nuts or pine cones. Or make a chili pepper garland to drape over the mantle.
For additional fall decorating ideas (crafted with dollar store materials) visit debbiedoos.com.
It’s easy enough to see what you’re getting with San Joaquin Valley Homes. You’ll find lots of information on our website, can email or phone agents if you have questions, and check out models when you visit our neighborhoods.
As much as you will enjoy your new home, you’ll also enjoy the surrounding area and its multitude of cultural events. Despite the Central Valley’s well-deserved reputation for being a farming powerhouse for the country, it’s not all tractor-pulls when the locals get together. You may be surprised at the breath and depth of annual events available to you and your family.
Whether you are looking to purchase a home right away or you will not be ready to buy one for several years, now is the time to start preparing your finances. Consider these five tips:
Build Strong Credit
Your credit score will affect your mortgage rate. A low score will make it hard and sometimes impossible to buy a home. Checking your credit score can help you to see if you need to improve and where you need to improve. You should pay off past-due bills, establish credit accounts such as credit cards or other loans you are making regular payments on, and make sure your balances on your accounts reach no more than 30 percent of your credit limits.
Checking your credit report can also reveal mistakes. Correcting them will improve your credit score. But start now as it can take several months to fix inaccuracies.
TULARE, Calif. – September 3, 2015 – San Joaquin Valley Homes (SJV Homes) will break ground this month on the first phase of Palo Verde, a 110-acre community at Mooney Boulevard and Seminole Avenue in Tulare that will eventually offer 350 lots. SJV Homes will build 53 single-story homes with five floor plans ranging between 1,574 and 2,250 square feet at Sedona @ Palo Verde.
The $90 million development is the eighth project that SJV Homes has developed in a joint venture with Presidio Residential Capital, a San Diego-based real estate investment company.
Protecting your community’s clean water supply – and the environment in general – is an excellent way to maintain the high quality of your new home by San Joaquin Valley Homes.
An easy way to have a healthy home is to choose environmentally safe cleaning supplies. Standard cleaning supplies often contain harsh chemicals that can be toxic to biological organisms. Packaging also presents problems, as most cleaning supplies are contained in plastics that don’t degrade or break down. The chemicals and plastics can stay in the environment for years, causing acute (immediate onset) or chronic (ongoing) damage over generations.
If you’re a first-time home-buyer, you may be under the impression that lenders decide to issue you mortgages based solely on your down payment and whether your income allows you to afford the monthly cost. While those factors are important, financial institutions also want to know how reliable you are with your payments and how you manage your financial obligations. They gain that knowledge by studying your credit report.
Mortgage lenders look at your tri-merged credit profile, which combines the information from the three major credit bureaus: TransUnion, Equifax, and Experian. It includes credit scores. Most lenders look at the middle score to determine your terms and rates.
As summer comes to an end, kids are getting ready to head back to school for another year of learning and growing. It’s an exciting, and sometimes stressful, season for parents and children alike. Groggy mornings full of tension due to unfinished homework, searching for missing shoes and backpacks and rushing to gobble a few bites of breakfast before the bus comes make for a tough day. After school there are a plethora of distractions from siblings, the television and video games.
All these things take their toll on the family and make the school year seem longer than it is. It doesn’t have to be that way, though, here are five things you can do in your Central Valley home to keep everything running smoothly.
When you move to your new home in The Central Valley, it’s a good idea to take some time out for celebration. You’ve just made a life-altering decision for yourself and your family. What better way to celebrate it than by throwing a housewarming party? This is a good way to get to know your neighbors and to get together with friends and family whom you haven’t seen in a while (probably because you’ve been so busy with the process of buying the home).
A lot of people tend to skip this because they think it will be too much work. You just spent all this time choosing and buying a home, and you’ve also had to put a lot of energy into moving. Do you really want to take the trouble of cooking and decorating just so you can have some guests over? Here are a few reasons why you might want to have a housewarming party and effortless, elegant ways to host one:
Buying a home is part of the American dream and can be a good investment. This is particularly true in this recovering market, where homes for sale in the Central Valley have already risen in price by an average of up to 60 percent in the past two years.
The Facts on Prices
The cities where San Joaquin Valley Homes builds are showing strong fundamentals in the housing market. Check out these hard real-life numbers compiled by real estate authority Zillow.
In Hanford, median home values have risen by 3.4 percent in the past year to $163,200. The forecast for the coming year is a 2.9 percent rise.
Lemoore shows a 2.5 percent change to a median $179,600 with a predicted increase of 3.2 percent.
Visalia‘s values have spiked by 7.6 percent to a median $190,200. Prices there are predicted to grow by 6.6 percent.
Tulare‘s values have also jumped by 9.7 percent to a median $156,900. Next year’s increase is forecast at 7.3 percent.
Corcoran shows the biggest jumps of all at 11.4 percent to $110,500. Predictions for next year are at a more modest although still respectable 5.9 percent.
Based on these numbers, your property purchase should increase in value, which is the hallmark of any good investment