Is It Time To Stop Renting And Buying That First Home?

If you’re thinking about buying your first home, chances are you’re renting now. And you might be wondering whether you’re better off buying a home or continuing to rent. The truth is there are advantages and downsides to both buying and renting depending on your circumstances. For example, renting might be better if you have a fast track career and have to move every couple of years. On the other hand, your landlord can raise your rent every year when your lease is up. Buying has the advantage of building equity and improving your credit score, but it also means paying taxes and homeowner’s insurance, and of course you’re responsible for maintenance. To help decide if this is a good time to buy your first home, ask yourself these four questions:

All 95 Homes At San Marino, Northwest Visalia's Most Popular New Neighborhood, Have Sold

“Families and young professionals absolutely love these homes on large lots, which we designed with the Visalia market in mind. They allow for ultimate flexibility and ample outdoor activities,” said Danny Garcia, vice president of sales at SJV Homes. “Homebuyers were very excited about the open layouts and the opportunity to add additional rooms and casitas.” Ranging from 2,219 to 3,205 square feet with three to six bedrooms and two- to three-and-a-half baths, the plans have allowed buyers to personalize their homes with interior selections, additional room options, casitas, porte cochere and supplementary garages.

What Homeowners Insurance Doesn't Cover: You Might Be Surprised

Homeowners insurance is an invaluable investment that helps secure and protect your home and the items within its walls. While insurance will protect your home from a variety of things such as theft as well as fire and wind damage, there are many things homeowner’s insurance doesn’t cover that often surprise homeowners. It is important you are aware of what your homeowner’s insurance does cover, so you are not surprised by a rejected claim. If you are wondering what homeowners insurance doesn’t cover, here are a few common things not covered.

Top 10 Home Upgrades That Pay Off at Resale

Whether you’re buying your first home, moving up to better digs or downsizing as an empty nester, you’ll be faced with a delightful array of interior design choices at San Joaquin Valley Homes. You should certainly pick the options you find most appealing. But if you intend on selling your home down the line, you may want to stick with upgrades that pay off at resale. To help you out, real estate authority Zillow analyzed the effect of certain design choices on housing values. Here are their top home upgrades and what percentage increases they add to resale values.

San Joaquin Valley Homes And Presidio Residential Capital Announce The Opening Of Catalina, A New Neighborhood Offering 51 Single-Family Homes In Visalia, CA

VISALIA, Calif. –San Joaquin Valley Homes (SJV Homes) recently announced that nine of the 51 single-family homes available at Catalina, a new 8.75-acre neighborhood in Visalia, have been reserved. Homebuyers are welcome to tour three model homes with unique floorplans, which are open Tuesdays through Saturdays from 10 a.m. to 6 p.m. and Sundays and Mondays from 11 a.m. to 6 p.m. at 2120 North Highland St. in Visalia. “Homebuyers are snapping up these efficient, low-maintenance homes – the most affordable in Visalia,” said Danny Garcia, vice president of sales for Visalia-based SJV Homes. “These charming houses are ideal for families and busy professionals.”

Home For Sale: How To Choose A Neighborhood

If you’re in the market for a home, you’re no doubt thinking of what the home itself should have. A whirlpool bath, granite counters or a beautiful garden. Sure, amenities are important. But it’s also important to focus on the right neighborhood. The best policy in home shopping is to choose an area that has everything you need and want. Then you focus on the specific homes and what you want within them. Why? Well, neighborhoods vary. Location is only one example. And that’s only one example. Neighborhoods vary in their safety, the number of parks and just about any factor you could name. So, what’s the best way to choose the right neighborhood for a home? Here are three tips...

New Rules May Increase Your Credit Score This Summer

Beyond the amount of money you have to put down, the current interest rates, and the supply of housing that is available, your credit score determines whether you can buy homes for sale in the Central Valley. This number, which ranges from 300 to 850, quickly tells finance companies at a glance how good you are with handling credit.

How To Allergy Proof Each Room In Your Home

Even in sunny San Joaquin Valley, you look forward to spring because of the longer days and the blooming of trees and flowers. But with the season of colorful renewal comes plenty of pollen as well as mold spores wafting through the air. If you suffer from allergies, being outdoors can prove a major challenge as you sneeze and itch your way through major allergens. While there’s nothing you can do about the outdoor onslaught, you can avoid problems inside your own home by following these allergy-proofing tips for each room. "Central Valley Homes To Go For $200's"

VISALIA, CA—Facing Bay Area land scarcity and steep pricing, residential builders have found a good alternative in the Central Valley south of Fresno and 200 miles from the Bay Area. San Joaquin Valley Homes and Presidio Residential Capital have closed on 29 acres (151 lots) and plan to close an additional 19 acres (67 lots) next year.

The Sun-Gazette: "Visalia- Based San Joaquin Valley Homes Plans To Develop Two New Neighborhoods In 2019"

VISALIA — San Joaquin Valley Homes (SJV Homes) and Presidio Residential Capital have closed on 29 acres (151 lots) and plan to close an additional 19 acres (67 lots) next year in Visalia, Calif. The joint venture partners will build two new residential communities, Greystone and Ashton Park, totaling 218 detached single-family homes priced from the mid-$200,000s.

Spring Purchases To Prepare For Summer Fun

Spring is a wonderful time to start dreaming of the fun you will have this summer in your new home. It is also a good time to start making purchases to prepare for any summer projects you have planned. Yard and garden projects are popular for many families. If you own a new home you may be looking to put in new flowers, add mulch or create an outdoor living space. Maybe it is time to get your first grill or lawnmower. Are you considering building a deck? Often any of these projects require purchases.

Builder: "SJV Homes To Build 151 Homes In Visalia"

These homes are scheduled to break ground next month and the neighborhoods are expected to be open for sale by early 2019. The retail value of this project is estimated to exceed $52 million. “Ideally located on prime Visalia land in the Northwest with easy access to excellent schools, these communities will be extremely appealing to first-time and move-up buyers and young families,” said Danny Garcia, vice president of sales at SJV Homes. “We’re thrilled to provide high-quality housing at affordable prices in our hometown.”

San Joaquin Valley Homes And Presidio Residential Capital To Build Two Neighborhoods Offering 218 Single-Family Homes In Visalia, CA

VISALIA, Calif. – San Joaquin Valley Homes (SJV Homes) and Presidio Residential Capital have closed on 29 acres (151 lots) and plans to close an additional 19 acres (67 lots) next year in Visalia, Calif. The joint venture partners will build two new residential communities, Greystone and Ashton Park, totaling 218 detached single-family homes priced from the mid-$200,000s.

Make Your New Home Kid Proof

You are excited about buying a new home for your family! You will make many wonderful memories and share fun times. As you are getting ready to make the purchase and move in focus on whether the new home is kid safe. This will help you minimize the number of memories that involve trips to the hospital and maximize those that are of the family enjoying time together! Chemicals In 2016 over 2 million Americans called poison control due to concerns that someone had been poisoned in their home. Children under the age of 6 are especially at risk. Therefore, it is important to keep all chemicals out of sight and out of reach.

Costs To Consider When Buying A Home In The San Joaquin Valley

One of the biggest decisions most people ever make is the decision to buy a new home. When you are looking to buy a home, it is important you build a conservative budget and do not overspend. To ensure you make the best home buying decision possible, there are several different types of expenses that need to be taken into consideration when determining your home buying budget. Closing Costs One of the first expenses you will incur for your new home is your closing costs. Closing costs can end up costing thousands of dollars upfront. These can include costs for appraisals, home inspections, transfer taxes, title fees, legal costs, bank fees and a range of other expenses. While these can be significant to pay up front, you can often negotiate a credit from a seller to cover some or even roll the costs into your mortgage and pay a slightly higher interest rate.

San Joaquin Valley Homes Closes 297 Residences In 2016, A 25% Increase Over 2015

VISALIA, Calif. – San Joaquin Valley Homes (SJV Homes) had another strong year in 2016 with 305 homes sold. SJV Homes constructed and closed escrow on 297 homes in 2016 —a 25 percent increase over the 237 homes it closed in 2015. The company also opened three projects in 2016. “As we enter our fourth year building beautiful single-family homes in the San Joaquin Valley market, we are thrilled with our continued success,” said Joe Leal, co-founder for Visalia-based San Joaquin Valley Homes. “Our goal for 2016 is to begin construction on five new neighborhoods located in Hanford, Tulare, Kingsburg and Visalia.” In 2016, SJV Homes opened three projects: Sedona, Viscaya and Pine River Estates. Back in March of 2016, SJV Homes started selling the first of 53 single-family homes at Sedona, which is located in the highly desirable East Tulare and the first phase is nearly sold out. Viscaya’s 87 single-family homes in Dinuba, Calif., which celebrated a grand opening in November 2016, are in high demand as sales have been extremely strong. In December 2016, model homes opened at Pine River Estates, a 37-acre community offering 144 single-family homes located on Virmargo Street between St. John’s Parkway and Houston Avenue in Visalia.

Avoid Making These Three First-Time Home Buyer Mistakes

Buying a home you can call your own can be one of the most unique and exciting life experiences you can ever go through. On the other hand, it can also be one of the most stressful and frustrating life experiences as well. We want to help you stay ahead of the game. We have put together a list we hope can help you avoid making some of the mistakes many first-time buyers have made in the past: Mistake 1: Not Doing Enough Research It is important to make sure you have covered yourself with enough information and facts. When you are covered in facts, you will discover the process will be easier. This is especially true when it comes to participating in negotiations. You do not have to be afraid of negotiating, and when you have the right tools and information, you will be ready to aim and fire...

Central Valley Business Times: "$30 Million, 115-Home Development Set For Tulare"

• Entry-level community expected to open for sale in Spring 2018 • Latest development by San Joaquin Valley Homes and Presidio Residential Capital A new residential community called “Brighton” with 115 detached single-family homes more than 72 acres in Tulare is to be built by San Joaquin Valley Homes and Presidio Residential Capital. Construction on model homes is scheduled to begin in January 2018, and the neighborhood is expected to be open for sale next spring. The retail value of the project is estimated by the developers to exceed $30 million